Navi App Personal Loan 2024: If you do not have money and need an immediate loan then you can take an instant loan from Navi App. Personal loan ranging from Rs 5000 to maximum Rs 1 lakh can be taken from Navi App. The interest rate applicable on Navi App Personal Loan depends on the eligibility and credit history of the user. Loan can be taken from this app with minimum documents which is based on Aadhar card and PAN card.
Generally the initial interest rate of this loan is 9.9% per annum. If you need a loan then you should get detailed information about Navi App Personal Loan which is available in this article. Here you will get to know what is Navi App Personal Loan? What is its eligibility criteria? What are the required documents? And how to apply online for Navi App Personal Loan.
What is Navi App Personal Loan?
Navi App is a platform that provides personal loans up to Rs 1 lakh to users. Users looking to take an instant loan can use this app to get the loan as per their requirement with zero processing fees and minimum documentation. Let us tell you that the repayment period of this loan is maximum up to 6 years and if eligible, you can get a personal loan like home loan, consumer loan or vehicle loan in 10 minutes.
Navi App Personal Loan Interest Rate
The starting interest rate on Navi Finserv Personal Loan is only 9.9% and can go up to a maximum of 45%. We would like to tell you that the interest rate of Navi App Personal Loan also depends on the eligibility of the applicant. The interest rate is determined by evaluating factors such as the applicant’s job profile, credit score, loan payment record, monthly income, age etc.
Navi App Personal Loan Benefit
- Under Navi App Personal Loan, a maximum loan of up to Rs 1 lakh can be taken.
- Users can get a personal loan in 10 minutes.
- It is approved by RBI and NBCC.
- The process of taking loan from this is based on Aadhar card and PAN card.
- Consumer loan, vehicle loan and home loan can be taken under Navi App Personal Loan.
- No processing fee is charged for Navi Personal Loan.
- Navi App Personal Loan interest rates start from just 9.9%.
Navi App Loan Eligibility Criteria
To avail Navi App Personal Loan, ensure that you fall within the following eligibility criteria –
- Make sure that you are essentially an Indian citizen.
- Provide proof that your age is between 21 years to 65 years.
- You must have some source of income, that is, you are a working or non-working applicant.
- Make sure you have all the KYC documents available.
- Check that your CIBIL score is more than 650.
- Your annual income must be more than ₹3,00,000.
Navi App Loan Required Document
- Aadhar card
- Address proof
- PAN card
- email id
- Bank statement
- salary slip
- mobile number
- A selfie.
How to take personal loan from Navi App? (Navi App Personal Loan)
If you need a loan and want to take a loan from Navi App then you can apply Navi App Personal Loan Online. For this, follow the steps given below step by step –
- First of all you can go to Google Play Store navi app Download it.
- After downloading the app, open it and create an account through the mobile number linked to the Aadhar card.
- After creating the account, go to the “Loan Section” and click on the Personal Loan option.
- After clicking, tab on the Apply button.
- Now an application form will open, enter the required basic details asked here.
- After giving basic details, upload important KYC documents.
- After doing this, the verification work of your documents will be completed and if all the documents are correct, the money will be transferred to your bank account.
