Google Pay Personal Loan : Friends, if you want to take a loan, then forget that you need to visit banks or other financial institutions to get a personal loan. Because now you can easily get an instant personal loan up to Rs 5 lakh sitting at home. In this article, we have brought for you information about Google Pay Personal Loan, where we are going to tell you the complete process of how to apply online for a personal loan from Google Pay.
Also here we give you Google Pay Personal Loan We will also tell you about which documents will be required, what qualifications will have to be fulfilled etc. If you are tired of visiting banks to get a loan, then this article is very important for you. By reading this you can know about the easiest way to take a loan. So read this article till the end so that you can easily apply for Google Pay Personal Loan online.
Google Pay Personal Loan 2024
You must be using Google Pay. It is an application providing online banking services through which you can easily perform various types of transactions. But most people are not aware that Google Pay also offers personal loans. If you do not know about it then do not worry because we have brought this article to provide information about it.
We would like to inform you that you can apply for a personal loan from Google Pay sitting at home and can get a maximum loan of up to Rs 5 lakh. This does not require more documents. You can get loan only with KYC document.
What is the purpose of Google Pay Personal Loan?
The aim of Google Pay Personal Loan is to provide easy loan availability by eliminating the need for lengthy procedures followed by banks. Citizens who need small loans can get loans from Google Pay. Google Pay provides loans to users on very easy terms and conditions and individuals can easily repay this loan in small installments.
Google Pay Personal Loan Interest Rate Interest Rate
Google Pay Personal Loan Customers will receive interest rate information when applying for the loan. Because the interest rate for this loan is determined on the basis of the customer’s job profile, income profile and other credit history. However, the interest rate on Google Pay personal loan can generally be 14% to 36% per annum.
Google Pay Personal Loan Repayment Period
If you apply for a personal loan on Google, then depending on your eligibility, you may be given 3 to 5 years to repay the loan.
Google Pay Personal Loan Eligibility
Before applying for a Google Pay personal loan, match your eligibility with the terms and conditions given below and ensure that you fall within the following eligibility criteria only then you will be able to get a personal loan on Google –
- Google Pay Personal Loan Must have Indian citizenship.
- For this loan the applicant should have a good CIBIL score.
- Age of the applicant is between 21 years to 57 years, So you can get personal loan on Google.
- Employed or self-employed people, i.e. those who have an income source, will be eligible for this loan.
- For this, it is mandatory for the applicant to have his own bank account linked to Aadhar card.
What are the documents required for Google Pay Personal Loan?
Those customers who want to apply for this person’s loan, let them know that you will need some necessary documents to take the loan, the list of which is as follows –
- Aadhar card
- PAN card
- mobile number
- Bank statement of last 6 months
- Salary slip of 3 months
- Passport size photograph
- Email ID etc.
Only after verifying these documents, the loan amount will be transferred by Google Pay to your bank account, so check that the above documents are available with you.
How to take Google Pay Personal Loan (Google Pay Personal Loan Apply Online)
Further we have described the application process for taking a Google Pay personal loan step by step. By following these easy steps, you can easily take loan from Google Pay –
- First open Google Play Store in your mobile. on google Have to download the application.
- After downloading the app, open it and sign up through your email ID and mobile number.
- After signing up, you have to link your bank account to Google Pay.
- Then the dashboard of the app will open, click on the option of “Manage Your Money” given below “Business and Bill”.
- After clicking here, select the option of “Google Pay Loan”.
- Now after doing this, Google Pay Loan Application Form will open, this form has to be filled carefully without any error.
- After filling all the information, OTP has to be verified through the mobile number linked in Aadhaar.
- After OTP verification, the form has to be submitted by clicking on the submit option.
- After this, your eligibility will be checked through Google Pay and it will be shown for which loan you are eligible, here you can get a loan ranging from ₹ 10000 to ₹ 500000.
- You can choose the loan you want to take, after this choose the EMI and complete the application process.
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