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Axis Bank Personal Loan Apply 2024: Take personal loan up to ₹ 40 lakh from Axis Bank in easy terms, know the complete process

Axis Bank Personal Loan Apply 2024: In today’s time, personal loan has become an important option for everyone. If you are also looking for a personal loan for yourself, then you can get a loan up to Rs 40 lakh for a tenure of 7 years, that too at flexible interest rates. We are talking about Axis Bank Personal Loan, which is providing loan up to Rs 40 lakh to its customers for their personal expenses in a very easy process at an interest rate of 10.99% per annum. However, interest rates may vary depending on the profile of the individual. To understand this entire process and apply for the loan, read the information given below till the end. 

Axis Bank Personal Loan Apply 2024

Axis Bank offers hassle-free personal loans to individuals as per their individual needs, whether you need to meet your travel expenses, meet an emergency medical requirement or make repairs to your home. In such a situation, if you need a personal loan, then this bank is providing loans up to Rs 40 lakh at very easy interest rates. The repayment period of this loan will range from 12 months to 84 months.

For Axis Bank Personal Loan, the loan recipient may have to pay a processing fee of around 2% of the total loan amount. The interest rate for this loan starts from 10.99% per annum which will further depend on the individual’s credit score, monthly income, business profile, etc.

Axis Bank Personal Loan Apply: Overview

Name of article Axis Bank Personal Loan Apply 2024
lenderAxis Bank
ObjectiveProviding loan up to Rs 40 lakh for some personal essential expenses.
Beneficiaryall citizens of the country
application systemOnline
official websitehttps://www.axisbank.with/
helpline1800 103 5577

Benefits and features of Axis Bank Personal Loan

1. Axis Bank provides personal loan facility to individuals very easily and without any hassle.

2. The loan recipient is not required to provide any collateral or security to avail this personal loan.

3. Its interest rates are also very competitive with other banks, starting from 10.99% per annum.

4. The loan repayment period has also been kept flexible so that the loan recipient does not face any problem in repayment.

5. You can also calculate the EMI for the loan by selecting the loan amount and repayment period on the official website.

6. If your credit score is good then you can get a loan up to Rs 40 lakh at very low interest rates.

Eligibility/Conditions for Axis Bank Personal Loan?

Although the eligibility of any person depends on his job profile, age, monthly income, credit score etc., but some general qualifications are given below-

  1. The loan recipient should be a resident of India.
  2. Minimum age at the time of application should be 21 years.
  3. The maximum age of the loan recipient should not exceed 60 years at the maturity of the loan.
  4. The person should have some regular source of income.
  5. Individuals with an income of at least Rs 15,000 per month will be eligible for an Axis Bank Personal Loan.  

Required Documents

  1. Aadhar card
  2. certificate of address
  3. PAN card
  4. any certificate determining age
  5. Any document for income proof like last 3 months salary slip
  6. home number 16
  7. 6 months bank statement
  8. email id
  9. mobile number
  10. Passport size photograph

How to apply for Axis Bank Personal Loan online?

  • First of all you have to go to the official website of Axis Bank.
  • On scrolling down on the home page, you will see the option of Personal Loan, click on it.
  • Apart from this, you can also access the personal loan option by clicking on Apply Now in the menu.
  • Information related to personal loan will appear on the new page, read all this information carefully before applying.
  • After reading everything, click on the Apply Now button given above.IDo CK.
  • As soon as you click, a new page will open where you will have to login through the mobile number linked to your Aadhar card.
  • If you have a debit card, then you can proceed by entering your debit card information and clicking on submit.
  • On the new page you will be asked for some of your personal details.
  • Verify the OTP by entering all the information.
  • Now scan and upload all the necessary documents after satisfying some conditions for document verification.
  • Once the documents are uploaded, you will be asked to do online video KYC.
  • Here you complete your KYC by clicking on e KYC or Video KYC.
  • After this, click on Final Submit.
  • After submission of the application form, your documents will be scrutinized by the bank and if everything is found correct, the loan will be sanctioned.

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