Are you thinking of taking a personal loan and you are not getting the loan anywhere, then now you do not need to worry much. Because we will tell you in this articleNavi Instant Personal Loan App We are giving information about, from where you can get up to Rs 20 lakh in 10 minutes at a very low interest rate.personal loan And up to Rs 10 croreHome Loan ForApply Can do.
Be it your life or my life, sometimes in everyone’s life there is a sudden need for money, but despite our many efforts, we are not able to arrange the money. In such a situation, the only option we have is bank. But we all know how much hard work and formality has to be done to get a loan from the bank, yet there is no guarantee that we will get the loan.
To overcome these loan related problems, manyBest Instant Loan App Which provides you the facility of giving instant loan, one of them isNavi Loan App Which we will review in this article.
Let us know without further adoWhat is the process of taking loan from Navi App?, What is the eligibility to take loan? What documents will be required to apply for loan? What is the interest rate of Navi App Loan? How much more loan will I get?
What is Navi App?
Navi App is an instant loan application that provides personal loan, home loan, health insurance, mutual funds, etc. in India. With the help of this loan application, you can apply for a loan sitting at home, and get your loan amount immediately in your bank account.
The founder of Navi App is Mr. Sachin Bansal who established this company in the year 2020.NAVI TECHNOLOGIES PRIVATE LIMITED Was done in the name of. Navi Technologies and is the digital lending partner of Navi Finserv. Hence Navi App, through its partner Finserv offers instant personal loans up to Rs 20 lakh and home loans up to Rs 5 crore.
| Key Points of Navi Loan App | Description |
| app name | NAVI APP -Navi Loans & Health Insurance |
| Types of Loan | Personal Loan और Home Loan |
| company’s name | NAVI TECHNOLOGIES PRIVATE LIMITED |
| Navi App Owner | Sanchin Bansal |
| installation of navi app | year 2020 |
| personal loan limit | up to Rs 20 lakh |
| personal loan interest rate | 9.99% to 45% per annum |
| personal loan tenure | For 3 to 72 months |
| home loan limit | up to Rs 5 crore |
| home loan interest rate | Starting at 6.71% annually |
| home loan tenure | for maximum 30 years |
| total downloads | more than 5 million |
| Rating on Play Store | 3.5/5 |
How to download Navi App?
It is very easy to download Navi App. Navi application is available for both Android and iOS users. If you are facing any problem in downloading then follow the steps given below.
- First of all, open Play Store or Apps Store in your smartphone.
- Now search by typing Navi App in the search bar.
- Navi App will appear in front of you, for this you have to click on the Install option.
- After this the Navi app will be downloaded on your phone.
You can download Navi app on your phone by following the simple steps given above. Let us now know what is the qualification required to take Navi Personal Loan.
Eligibility to take loan from Navi App
Before applying for a loan on Navi App, you need to know whether you are eligible for the loan or not. Because without fulfilling the eligibility criteria you will not get the loan.
To take personal loan from Navi App, one should have the following eligibility.
- You must be an Indian citizen.
- Your age 21 to 65 years.
- Must be salaried or self-employed.
- Your CIBIL score and credit score should be good.
- Navi app does not provide loan facility in some cities of India, so with the help of Navi application you can check whether the loan is available in the area where you live or not.
To take home loan from Navi App, one should have the following eligibility.
- Indian citizen
- salaried or self-employed
- Age 25 to 62 years
- Your credit score should be good.
- Navi App should be within the region of India in which the loan facility is provided.
Documents Required
To take loan from Navi App you must have the following documents
Documents for Personal Loan from Navi App
- Must be linked to Aadhar Card ( PAN Card )
- Aadhaar Card (Your mobile number should be linked)
- Bank account details (eg account number, branch, IFSC code)
Documents to take home loan from Navi App
- Must be linked to Aadhar Card ( PAN Card )
- Aadhaar Card (Your mobile number should be linked)
- Bank account details (eg account number, branch, IFSC code)
- property documents
- Bank statement (six months)
- GST Return
How to take loan from Navi App?
The process of taking loan from Navi App is very easy, which you can complete in a few minutes. If you want to take a loan from Navi App, follow the steps given below.
- First of all, install Navi App from Play Store in your smartphone.
- Now open it and accept the Terms and Conditions and click on Continue option.
- After this, allow all the permissions asked.
- Now enter your mobile number and click on Get OTP option and verify through OTP. Here enter the same mobile number which is linked to your bank and Aadhar card.
- After completing this process, your account will be created on Navi App.
- Now the home page of Navi App will open in front of you, where the option of Personal Loan and Home Loan will be visible.
- Click on the option for which loan you want to apply and fill all the information given below carefully.
- Name – Write your name here, which is on your PAN Card.
- Marital Status– Are you married or single?
- Employee Type– What type of employee are you – Salaried, Unemployed, Student or Retired
- Monthly Income– What is your monthly earning?
- Industry– In which field do you work?
- Purpose of Loan– For what purpose are you taking the loan?
- Qualification– What is your minimum qualification?
- Date of Birth– Enter your date of birth which is on the PAN card.
- Pin Code– Enter the post pin code of the area where you live.
- Submit Application– After filling all the information carefully, click on Submit.
- After submission, it will take about 2 to 3 minutes for the loan application to be processed.
- After completion of the process, you will get information whether you are eligible for the loan or not. If you are eligible then click on Process. And if your application is rejected, you can apply for the loan again after 90 days.
- After the loan application is accepted, you have to select the loan amount and EMI.
- Now complete your KYC process, for which you have to submit your Aadhar card and selfie.
- After this, fill the information of the bank account in which you want to receive money – like bank account number,IFSC Code,Bank Branch.
- After this submit. After submission, you will get information through email or SMS about how much time will it take for your loan amount to be disbursed to you.bank accounts Will be deposited in.
In this way, you can apply for loan on Navi app by following the easy steps given above.