ZestMoney Personal Loan: How to take personal loan from Zest Money?

Hello friends, youZestMoney You must have heard the name of. Zest Money makes your shopping easy and affordable and also offers personal loans. In today’s post we will learn thatzestmoney What is it?, how does it work?, and how to take a personal loan from Zest Money? This post is going to be very useful for you, so read this post till the end.

ZestMoney Personal Loan

loan amount5 lakhs
Rate of interestbased on profile
loan period3 to 36 months
pre-closure chargesZero

What is ZestMoney?

ZestMoney is a company that provides personal loans to individuals in India. Zest Money helps meet the credit needs of families who have limited access to formal financing options such as credit cards. Individuals with limited credit history can avail personal loans offered by Zest Money.

Zest Money Personal Loan

When you buy any item through Zest Money, you can pay the price of that item in monthly installments (EMI). ZestMoney PersonalLoan No credit score or credit card required to use.

You can shop from any of your favorite stores – Flipkart, Amazon, Make My Trip etc. and buy in easy installments (EMI) by paying with Zest Money. You can do this by visiting the official website of Zest Money, or from Google Play Store on your smartphone.ZestMoney App Download You can apply for loan by doing this.

Features and Benefits of ZestMoney Personal Loan

Following are the features and benefits of ZestMoney Personal Loan:

  • repayment period: The repayment tenure of personal loan from Zestmoney ranges between 3 months to 36 months.
  • No Collateral: It is an unsecured loan, so no collateral or third-party guarantor is required.
  • Less Documents: There is no need to submit any additional documents to apply for Zest Money Personal Loan.
  • Paperless Process: The entire loan process is paperless and digital through your mobile.
  • Credit score not required: You do not need to have a credit history to avail a personal loan from Zest Money. To check your credit scoreclick here Do.
  • No Processing Fee:There is no need to pay Zest Money Personal Loan application fee.
  • No Repayment Fee: There is no need to pay any pre-closure charges on personal loans availed by Zest Money.
  • emi plan: Choose a convenient EMI plan tenure from 3-24 months.

How does ZestMoney Personal Loan work?

When you sign up with ZestMoney by registering your mobile number, you are provided with a credit limit. This credit limit is the amount you can use to make payments with Zest Money. The payment process is completely online, and the entire amount can be paid in EMIs. You can make payments through ZestMoney on more than 8000 websites and at the nearest partner shops near you. YouZestMoney You can enjoy shopping on EMI by joining.

Note: When you register on Zest Money, you have to enter some basic information about yourself like your income proof and other employment related information.

ZestMoney Merchant Partners

Zestmoney has partnered with over 8000 websites and 1000+ e-commerce websites that provide services across categories like fashion, healthcare, electronics, furniture, mobile, etc.

Following are some of the major websites that partner with Zest Money:

Royal Sundaram General InsuranceSimplilearn
Bombay Shaving CompanySleepy Head
RevvKurl On

Eligibility Criteria for Zest Money Personal Loan

To apply for ZestMoney Personal Loan, you must meet the eligibility criteria given below:

  • age: The age of the applicant should be minimum 18 years and maximum 65 years.
  • Citizenship: Applicant must be an Indian citizen.
  • Bank Account:The applicant must have an active bank account.
  • KYC Documents: The applicant must have PAN card and Aadhar card for KYC.

Zestmoney Personal Loan Interest Rates

Zestmoney has partnered with over 1000 e-commerce websites to offer no cost EMIs at 0% interest. The interest, if any, charged for these 0% plans is returned as cashback after repayment of each EMI.

How to apply for Zest Money Personal Loan?

Follow the steps given below to apply for ZestMoney Personal Loan:

  • Phase 1: First of all from Google Play Store in your smartphoneZestMoney App Download do orofficial website But go.
  • Phase 2: Now enter your mobile numberZestMoney App Register yourself by signing up.
  • step 3: Submit the required documents and complete your profile.
  • step 4: Use ZestMoney to shop from any merchant partner like Amazon, Flipkart or MakeMyTrip.
  • Step 5: Once you make the purchase, you become eligible to avail a personal loan from ZestMoney App.

ZestMoney Personal Loan Payment Process

You can set up NACH/eNACH for ZestMoney Loan payments which will help you automate upcoming payments. Your monthly EMI will be automatically transferred from your bank account to ZestMoney on a fixed date.

How to Login ZestMoney?

To login to Zestmoney follow the steps given below:

  • First of all go to the official website of Zest Money.
  • Click on Login.
  • Enter your registered mobile number and click on Get OTP.
  • A code will be sent to your mobile through SMS, login using that code.

ZestMoney Customer Care

You can contact ZestMoney Customer Care below for any queries or suggestions. You can contact.

  • zestmoney Customer Care Number: 6269000097 
  • Email: You can also send an email to help@zestmoney.in.

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